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Homebuyers working through their property finance options

Property Finance Calculators

Simple tools to help you understand the numbers before you buy, apply, or make changes to your bond.

Choose a calculator

Start with the question you want answered

These tools give you useful estimates for planning. Your bank will still make the final lending decision.

Bond Repayment

What could my bond cost each month?

Enter the home price, deposit, interest rate, and loan period to get an estimated monthly repayment.

Calculate my repayment

Bond Affordability

How much home might I afford?

Add your income and regular expenses to estimate the bond amount and property price that may fit your budget.

Check my affordability

Transfer Costs

What will I pay besides the home price?

Estimate transfer duty and common legal or registration costs so the once-off buying expenses do not catch you by surprise.

Estimate transfer costs

Extra Repayments

What happens if I pay a little extra?

See how an extra monthly payment could reduce your interest bill and help you finish paying your bond sooner.

See what extra payments do

Amortisation

Where does my monthly payment go?

View how each payment is split between interest and the amount you borrowed as your balance reduces over time.

View my payment breakdown

Deposit Savings

How can I reach my deposit goal?

Choose a deposit target and timeframe to estimate how much you need to save every month.

Plan my deposit savings